Steering Away from Bankruptcy at All Costs

An internet video startup company Aereo has filed for bankruptcy this week. Aereo CEO, Chet Kanojia, announced that their company will undertake reorganization in order to maximize their assets and avoid litigation with regards to their endeavor. The company deemed that it's the "next logical step" they need to do so to salvage their embattled company.

As we are in the issue of bankruptcy, it helps to remind us that it does more harm to you as well as the people around you compared to what you believe! In all instances, it is most ideal to stay away from personal bankruptcy.

Bankruptcy seems to be one of the most practical and easy escape during times of financial difficulty to numerous people. Frequently, individuals are not prepared to embrace this word as it translates of being a failure.

Bad Effects of Bankruptcy and Why You Must Avoid Them

The downsides inherent to the procedure of personal bankruptcy, likewise, speak a great deal for why it is better to avoid bankruptcy. Here are a few disadvantages of personal bankruptcy you must be aware of:

1. Ruined Credit History: Bankruptcy develops utmost issue to one's credit past. It remains in the credit report for 10 years from the day it was released. Not only that, it likewise stays in Court Records for 20 years. The worst part of this is that it decreases the possibilities of getting lendings and jobs in the future as creditors and companies evaluate a prospect very first hand with their Credit Report. It helps if you visualize for 20 years if your document will certainly follow you through all your applications! This is one headache numerous can do without.

2. Residential Property Repossession: Declaring yourself bankrupt can cause losing useful possessions (non-exempt residential property) or equivalent cash worth. You might have to part with your most cherished property.

3. Stained Social Status: Personal insolvency could ruin your social network. Domestic connections could likewise be pressured due to bankruptcy as you might have to shed your position in your family. Pals and acquaintances can also loosen their grip on you, depending on how they look down on bankruptcy. A person stating personal bankruptcy is commonly considereded as an individual which has weak economic preparation.

4. Damaged Business: Filing of insolvency by a business owner could smash all possibilities of an increasing business. The damaged credit ranking of the bankrupted company does not qualify him for company financing solutions. This could result in a large financial loss, not just to this business proprietor, but to all other people related to the business.

Taking the Next Steps

In any way, try to stay away from proclaiming personal bankruptcy. There are numerous debt management companies around which can do marvels to your debts. When all methods has been reviewed and there is nothing else in mind but to state personal bankruptcy, do seek advice from a personal bankruptcy legal representative in order to correctly and also appropriately evaluate your situation at hand.

Filing of personal bankruptcy by a company owner can ruin all opportunities of a growing business. It is therefore recommended to avoid personal bankruptcy for a much safer future. Or you could approach bankruptcy experts like USAttorneys.com to seek help on remedial measures. Do not merely consult any type of legal representative, look for a specific personal bankruptcy legal representative as he will be the person who can most appropriately direct you in this tight spot. You need to effectively and also correctly analyze your circumstance with the help of people who can suggest you the best courses of action.

"Handy Man Curse": Online Appointment

It’s impossible to get any work done! I’m answering my phone all day long; trying to set appointments, accomplishing nothing, and making even less. I make pretty good money when the phone isn’t ringing. I would ask my wife to do the scheduling but we have gone down that road in the past. It is too hard on her and our small children. She has a full time job that is a lot more important than answering my phone calls. I need an online appointment scheduling solution that will come straight to my mobile device. That way I my customers can leave some details, set up an appointment, and I can get back to them after I put the food on the table.



Auto Service: Online Appointment



I’ve been a mechanic for thirty years now and have had my own station for the past twenty. I have seen a lot of things come and go- mostly other independent service stations- and now I mostly ignore everything that comes through the door. Sure glad I didn’t ignore this product when it came to my attention. It was for online scheduler . It’s been a business saver. It has taken a few months but my customers are getting the hang of it and the phone calls are going down and the appointments are going up. So it definitely has paid for itself and in this rough economy I need every little advantage that I can get.

Our Closest Ally

Good article in today's WaPo describing British preparation for W's upcoming visit. Key insight: almost forty percent of the citizens of our closest ally think that the U.S. is, generally speaking, a force for evil rather than good in the world.

Spitting on Returning G.I.s

There is a lovely article in today's WaPo about the efforts of a group of veterans to welcome home soldiers from Iraq. In it, the author (Steve Vogel) contrasts the treatment this group of G.I.s has received with that of soldiers in Vietnam. "Many veterans of Vietnam, returning to a deeply divided United States, were greeted with scorn, even spitting or hostile epithets, when they arrived home in uniform."

The ideas that returning Vietnam vets were spit upon is an urban legend. For a debunking, see here and here. To be sure, there was hostility and lack of support. But, as far as I've been able to tell, if anyone was spitting, it was the returning soldiers at the protestors, not the other way around.

It is no surprise that journalists, subject to confirmation bias, perpetuate these kinds of myths and urban legends. Of course, such effective pro-military legends do not fit the chickenhawk myth that the "media" is liberal and countercultural. But let's not let the facts get in the way of a good story.

[UPDATE: Slate jumps on my bandwagon. Where's the love?]

W's Democracy Speech

W gave what was billed as an important speech yesterday on democracy. The money line:

"Therefore the United States has adopted a new policy: a forward strategy of freedom in the Middle East. This strategy requires the same persistence and energy and idealism we have shown before and it will yield the same results."

And, he concluded, the "establishment of a free Iraq at the heart of the Middle East will be a watershed event in the global democratic revolution."

Hmm.

My problem is that I trust nothing W says, on instinct, so the words -- however stirring -- have no resonance with me. I am reminded, again, of Orwell's "Politics and the English Language":

"It is almost universally felt that when we call a country democratic we are praising it: consequently the defenders of every kind of regime claim that it is a democracy, and fear that they might have to stop using the word if it were tied down to any one meaning. Words of this kind are often used ina consciously dishonest way. That is, the person who uses them has his own private definition, but allows his hearer to think he means something quite different."

Does Howard Bashman Rock?


Yes.

Back Briefly
I was talking to P last night, and explained why I haven't blogged for over a month. The simple explanation: I find most law blogs I read today devoid of thoughtful commentary. Most, I think, are now lacking the spark of excitement that once characterized their postings, and have fallen into some really bad political ruts. The prime example, it has to be said, is the volokh conspiracy. It isn't outright bad, but it isn't as interesting as it was. Too many rowers pulling the same way, I think. They should bring Mueller back.

I haven't decided if the lack of interesting links means that I'm not going to continue with this enterprise. I'm leaning that way -- and professional committments urge me to seal the deal. Before I do, I thought that readers my be interested, at least, to know what science says about my ideology. Apparently, I resemble Gandhi and a recent French prime minister. Sigh.

Bashman, Redux

Hey P! I see that Howard has noticed our shout-outs to his growing importance to the appellate community. Hi Howard! I guess the plaintiffs didn't take my hint to email you. Now the 11th Circuit panel's clerks will have had the Alabama Solicitor General's last words in their e-ears as they sit down to write the opinions in the case. Foolish plaintiffs.

In other, non-law, news, I read this article about Palestinian celebrations of the third year anniversary of the "Second Intifada" and found it to be a depressing example of Reuters complete inability to tell a fair story in the middle east. Apparently, a Palestinian minister agrees.

Should Bashman Be Part of the Record

Plainsman notes that Bashman has become the one stop shop for every appellate judge and lawyer in the nation. The specific example of Bashman's emergent necessity is this post, in which Alabama S.G. Nate Forrester defends one of his staff against charges of incompetent advocacy in the Alabama sex toys case.

I agree with Plainsman. Howard is indispensible. Question, though: why is the Alabama S.G. wasting his time arguing the merits of an important appeal on a blog? Could it be that he thinks that the panel (and its law clerks) read Howard daily too, and wants to make sure that he get his voice heard? If so (and I think this is the likely explanation), does Howard owe the plaintiffs in the case a sur-reply? If I were the attorney for plaintiffs, I would shoot Howard an email post haste, which praised him, and then offered some more arguments on the merits. Prediction: in one year, writing an email to Howard Bashman, hoping for a positive mention in the blog, will become part of what it means to zealously represent a client in a high profile appellate case. Yikes.

A Good Apple

There is a wonderful article in this week's New Yorker about R. W. Apple, Jr., the NYT's famous reporter, and eater. Apple is the "quagmire guy"; he who Jack Shaferbelieves is a leading contrarian indicator. [That is, "Press Box" savages Apple for stating his "Q" heads summarizing the state of foreign policy as getting it precisely wrong, and marking the moment when things are about to get better]. The article and description of Apple, however, reminded me of my dear friend "Plainsman", now blogging on everything but law. Could it be that Plainsman is R.W. Apple? You'll never know.

Spleen Venting Time

Another thing. David Bernstein is really irritating me with his "The Horror" posts. First, he excerpted a small part of a story about Alabama's crumbling infrastructure to score a cheap point in defense of the state's retrograde undertaxation. But, the straw that broke the camel back was this idiotic post. Try to imagine yourself as a college freshman. The worst thing that could possibly happen in your life is to be woken up at 8:00 a.m. by a bunch of marchers outside your window screaming "The People, United, Will Never Be Divided". If you can't empathize with the horror of that moment, you are just old in your head.

A Virginia man was sentenced today to a 6.5 year term of imprisonment for selling fake bomb sniffing dogs to the government. Dog Trainer Russell Ebersole's argument at sentencing: "I believe in my dogs. They are heroes." AUSA's response: "[t]here is something sickeningly wrong with a man who steals from the Federal Emergency Management Agency at a time when it was stretched to the limit".

Well, yes. There is. But this low sentence, contrasted with mandatory minimum drug sentences, sort of makes me feel that there is something sickeningly wrong the system as as whole.

I can officially welcome my friend and former co-blogger to a blog of his own, the eponymous Plainsman. There, apparently, he is going to opine about only inconsequential things, so as to avoid potential conflicts with his new government job. P, are you sure the government agrees with you about Julia Child? You argue that "What struck me about the interview was that every critical judgment that the nonagenarian Child expressed was sound." But, according to our Great Leaders, all critical judgments are now likely to aid the terrorists. Might the terrorists have won if you convinced even one person that Contessa Ina Garten lacks "any charm"? Maybe the evil they have secretly despised Contessa Ina Garten for years!

Moving on.

I like P's blog, mostly because he has been able to do alone what we never managed to do together: make a functioning blog roll. How? He is a wicked smart guy. I may have to give up this blog just so I can start a new one that, well, works.

P is, unfortunately, not smart enough to avoid one of the most irritating heuristics of the last 4 years: the idea that there are "Red States" and "Blue States" and he lives in one of the former, and I the latter. I'm a little too tired right now to blog this out in the length it deserves, but suffice it to say, given an election where the Voters were divided equally, and states went one way or another on a few percentage point swings, it is a gross simplication to state that the middle of the country is homogenous in one way, and the coasts another. It tends to exagerate cultural divisions, make the national polity harder to govern, and encourage xenophobia. It is an observation borne out of television's need to concentrate relatively complex ideas into a simply graphic.

Of note today

I generally find Maureen Dowd to be a poof. A column earlier, however, was somewhat sharp on the superficial foolishness of the Administration's fly-paper theory of the Iraq conflict. Others are taking on the task of calling out the Administration with a bit more seriousness. I couldn't agree more. The idea that we are winning in Iraq because we have convinced a bunch of fanatics that it is the place to come to kill us is foolish on several levels. First, as many have noted, the supply of fanatics is renewable, while the supply of American blood and treasure is not. Second, this is precisely the argument that we made post-Tet in Vietnam. And once again, such arguments only work in "real" wars, not strategic or political wars, which is what Vietnam was, and Iraq has become.

No, I'm not dead

But I did have a "Job-ian" month. The Chaldeans delivered four witness preps, followed by a set of jury instructions, and I spent a non-trivial amount of time engaged in getting an article out the door. Most, but not all, of those tasks being accomplished, I'm ready to blog again.

While I was gone, it seems that Justice Moore embarassed his federalist fellow travellers by demonstrating why we really, really, need a Supremacy Clause; GWB tells us that, even given a $5.8 Trillion dollar expected deficit in a few years, and unending war and increasing threats of terrorist activity, he is undeterred. Beating GWB in 2004 is plainly insufficient; punitive damages (like, for example, requiring him to publically renounce Tom Delay) would seem to be necessary to remedy this kind of harm.

In that vein, I've actually donated a little money to Howard Dean. I'll tell you, I have mixed feelings about it. On the plus side, I like that he is not afraid of his own political shadow. On the minus side, it is easy to be unafraid when you have nothing to lose. On the second plus side, I enjoy that he isn't a tall man. On the second minus side, I believe that Dukakis was also short. On the third plus side, I think his e-campaign is well organized. On the third negative side, I am starting to get annoyed by the follow-up emails. Before I contribute more, I will wait to see if he changes his message in response to media pressure to become more electable. I really, really, liked this gambit. I also like that Dean, unlike Bush, is running a grassroots campaign of outrage, instead of a fatcat campaign of self-protection, and self-congratulation.

Whew. With P gone from this blog, I see I'll have to impose my own self-discipline so that I don't go off on political rants like this often.

I have been thinking about where to take this blog now. One of the features I'd like to do is an analysis of an interesting District Court case of the week - particularly a case that isn't in the media spotlight. I have sort of mixed feelings about this process, because I'm not convinced that it is a good thing to turn cases into entertainment fodder. But it is a relatively underserved niche.

I also think I'll spend a little more time than P and I did talking about scholarship. Like "Legal Theory Blog", without those monstrously heady posts where Solum is at first stumped by Professor Balkin's arguments, but then destroys him with a quip about Habermaas.

We'll see. For now, I've got to give those Jury Instructions another once over. Write more soon.

Also

PLAINSMAN: I'm going to buy another ish of Mother Jones off the newsstand before I take the plunge. I'm changing addresses in a few weeks anyway. I think I'll also take up The Atlantic at that time; it is excellent.

* * *

Audibly Amused

PLAINSMAN: That Green Bag parody of Job is really funny. "While he was yet speaking, there came another, and said, The Chaldeans have delivered full ten thousand documents which we must redact, and only I am escaped alone to tell thee."

Good show.

* * *

D:

I'll take another look at Mother Jones, on your say so. As I said, I had mixed reaction. On the one hand, my exposure to the magazine came in repeated visits to the the wonderful "Blue in Green" restaurant at N. 3rd and Market Streets in Philadelphia. [Note: Best. Pancakes. Ever.] But, although I am intrigued by your idea of "performative liberalism", it seems to me that its writers are too rarely exposed to the harsh, clarifying, light of political compromise.

But maybe it is worth another look. As for me, I'm terribly excided to start receiving my subscription to the Atlantic. I am also tempted to get myself a subscription to the Green Bag, even though I know that their bobble-head loss leader promotion has now expired. [Howard gets all the good stuff!] . Incidentally, I urge our law firm associate readers to compare this parody in the Green Bag with the original Book of Job. The idea that partners can do anything to their associates except for taking away vacation [at which point, associates will "curse thee to thy face"] just cracks me up.

One Thing About Pryor

PLAINSMAN: D. suggested below that a possible Democratic downside of filibustering Bill Pryor is that he'll just end up as a U.S. Senator from Alabama. Perhaps. But as I understand it, current Sen. Jeff Sessions is a solidly conservative Republican, and Sen. Richard Shelby is a fairly conservative Dem-gone-GOP, so there's a question of marginal loss/benefit.

Speaking of AG Pryor, I was curious to see whether he would be scheduled to speak at the 17th Annual Federalist Society Lawyers Convention on November 13-15, which I've begun to get letters about. Nope, he's not. Typically awesome lineup, however.

I plan to attend this year's Lawyers Convention (government rate!) if I can arrange the time off from work. It will be my first.

* * *

I'm Going Into OT; and, Liberal Magazine Recommendations

PLAINSMAN: Jeez. I've run over my self-imposed deadline without addressing any of the topics I foreshadowed in my last post. This was unavoidable: I've been tying up loose ends here, signing a lease, and trying to get a law review article in shape for submission at the end of the month. Nevertheless, things shouldn't end on a whimper, so I'm going to defer my departure until Friday, August 8. By then I shall have my say on state court textualism, Grutter, and the magazine racks.

And speaking of magazines
Thank you to our readers who provided a lively set of left-leaning magazine recommendations.

Several people recommended The New Republic. It's a reasonable recommendation, but one I must decline. While there are any number of smart folks at TNR (Jeffrey Rosen, for example, is well worth reading), the anti-Christian animus displayed in TNR articles by Leon Wieseltier, Daniel Jonah Goldhagen, etc., tends to poison the mag for me.

Fewer people than I expected recommended The Nation. I used to subscribe to it in college, and have always liked Arthur Danto's art criticism. One reader pointed to Patricia Williams' column as a strength; I can't agree. I don't think she's a good writer, and in my experience she tends to assert striking positions rather than justify them. Still, The Nation is a possibility.

To my surprise nobody recommended The American Prospect. Granted, our sample size was hardly scientific. My general impression of TAP is that it is smart and earnest, tries to do some interesting things, but that its sensibility is compromised by a Beltway cocoon and a terminal Ivy League-itis (something I know tolerably well from first hand). It's sort of TNR shifted to the left.

You may recall that D. mentioned Mother Jones below, with the caveat that it was possibly too left wing for me. I took his lead and picked up a copy. To my curiosity and surprise, I liked it, and subsequent poking around the web site tended to confirm the impression, despite numerous obvious disagreements on political issues. Right now Mother Jones is leading the subscription stakes.

I think I know why: the hippie/green/labor influence on MJ suggests a grounding in lived experience, a personal warmth that the colder, more wonkish ideologies of TNR and TAP don't offer. I notice, for example, that there are lots of nicely produced ads in MJ for organic food co-ops, Burning Spear anthologies, and the like. While some might dismiss this in Cartmanesque fashion ("goddamn hippies!"), I find it comforting. The mag seems aware that aesthetics, folkways, agriculture, food and drink, the physical landscape around us, are part of our philosophical engagement with the world. Far from being marginal to a political magazine, these subjects implicate some of the same inward premises that help create our politics.

As I hope to discuss later, the same trait (in a very different context) attracts me to Chronicles, the principal paleoconservative magazine.[FN *] For all its eccentric and sometimes astringent stances, there is a personal quality, a groundedness in life in Chronicles -- what you might call a "performative conservatism", that is not found in, say, The American Enterprise or National Review. I liked what I saw of Mother Jones because it seemed to reflect a "performative liberalism."

More later. And by the way, though it comes much too late, my heartfelt congratulations to Feddie and his wife on their beautiful new daughter.

[FN *]: I haven't linked to Chronicles' web site because I find a lot of the content there harsh and unappealing. The magazine is much better. Perhaps it should be no surprise that paleos would be unable to put their best foot forward on a newfangled medium like the Internet. It makes for an interesting contrast with NR, whose website is snappy, state-of-the-art, and consistently readable, while the print mag, though solid enough, can get lugubrious. Also, the best stuff in the print NR is usually by NRO authors like Stanley Kurtz, Jay Nordlinger, John Derbyshire, etc. (I would have included Jonah Goldberg in that list, but let's be honest, his stuff has fallen way off since he got married. Domestic happiness: it'll get you every time. But I trust Feddie will brave it out unscathed.)

* * *

No future for future market

Alas. I understand this was an opportunity for the Dems. to score points against the seemingly callous, hard-hearted, and political maladept administration. But, in my mind, DARPA's proposed future's market was a great idea, and one which we should not discard so likely.

Most of the opposition to the program arises from the "don't trade-off human life for money" moral heuristic. Cass Sunstein's protests notwithstanding, such moral heuristics make good sense when applied to, say, the judgments by jurors that a corporation's willingness to trade-off lives against safety ought to be punished. In that context, it is arguable that the jury's role is to distribute justice and positive social norms, not maximize economic efficiency. However, the ultimate aim of the proposed DARPA market would have been to maximize the amount of information we have about terrorists. This is a highly desirable goal, and we ought to carefully consider our moral heuristics, especially since we seem to be willing to relax all kinds of other prohibitions in the war against terror: (1) indefinitely imprison aliens and citizens who are working with the enemy; (2) assasinate enemy leaders, and accept mistaken attacks along the way; (3) torture (through, at the least, non-physical methods) enemy soldiers; and (4) holding hostage families of enemies. I don't know whether any of the above are moral choices, but they are more objectional, individually and in the aggregate, than allowing a few thousand people to bet against the house. People who bet on the terrorists will have their come-uppence sooner or later. Best yet, if truly catastrophic loss occurs, the debt will be uncollectable. Any objections should be practical ones. Tyler Cowen has an excellent post listing salient examples.

DARPA itself questioned whether it would be possible to use the market to stop terrorism. Their principal worry seems to be that it will be hard to design an efficient market that is explicitly subject to manipulation. That is, since the market knew that information gained would be used, wouldn't the smart bet be to short pro-terror bets as soon as they seemed mildly probable, on the theory that the government is watching? [And, since everyone knows that the smart long-bet is shorting terror, wouldn't decline in prices following a rise suggest that the market thinks that the government is acting, thus uncovering secret government projects].

There is an added risk to delegitimizing this program. Many legal scholars have advocated for increased use of cost-benefit like analysis by the government. If pseudo-CBA like the future's market are publically lashed, the CBA push will not go away, it will go underground. Where it will fester.